Being involved in a serious accident can be a stressful and emotional time for a victim and his or her family. The last thing that you should worry about while trying to recover and obtain compensation for your damages is battling with an insurance company over the amount of money that is owed to you. At Lebowitz & Mzhen Personal Injury Lawyers, we have been negotiating with insurance companies for over 20 years. Our personal injury lawyers can help individuals in the Baltimore area investigate any available insurance policies and determine whether a settlement offer is right for them.Negotiating With Insurance Companies for Compensation
In many accident cases, such as car, truck, or motorcycle collisions, the at-fault party may have an insurance policy that provides a victim with compensation for his or her damages. Insurance companies are in the business of making money, however, and they do not always play fair without some pressure to do so.
Unfortunately, many insurance companies offer injured individuals far less than they deserve in order to cut down on the amount of money that they must pay on their insured’s behalf. This is especially true when the victim does not have legal representation, which allows many insurance companies to take advantage of the victim’s lack of negotiating experience. If you have been involved in a motor vehicle collision or another type of accident, it is important that you contact your insurance company immediately. The other driver’s insurer will probably want to speak with you as soon as they can. You should not answer any questions or provide a statement until you have consulted with an experienced attorney who can help you evaluate your rights.
Each insurance company offers different coverage to their insureds. These documents can be long and full of legal jargon that is difficult to understand. In some instances, the at-fault party’s insurance company withholds the policy and makes it difficult for the plaintiff to evaluate the extent of coverage that the defendant’s insurer may offer. Other insurance disputes that arise frequently involve underinsured and uninsured motorists. Some drivers simply do not carry automobile insurance, in violation of many laws. For other defendants, their insurance policies are simply not enough to cover the injured victim’s medical expenses and lost wages.
Regardless of whether a defendant has adequate insurance, a victim still can pursue a negligence action after an accident. This requires demonstrating that the defendant had a duty of reasonable care, failed to uphold that duty, directly caused the victim’s injuries, and forced the victim to incur damages as a result. The duty of reasonable care requires each driver to act with the same degree of precaution that an ordinary driver would take in the same situation. Damages can cover a wide range of economic and non-economic forms of harm, ranging from hospital bills and the costs of future treatment to the pain and suffering caused by the accident.Enlist a Maryland Lawyer to Assert Your Rights after an Accident
At Lebowitz & Mzhen Personal Injury Lawyers, we have the skill and experience necessary to deal with insurance companies during any disputes over the coverage that is owed to you for your injuries. Our car accident attorneys diligently advocate for residents of Maryland and Washington, D.C. in a wide range of cases. Regardless of the case from which your insurance dispute arises, having a seasoned legal professional on your side can make a difference in pursuing the coverage you need to cover your expenses. Contact Lebowitz & Mzhen Personal Injury Lawyers by calling (800) 654-1949, or contact us online to set up an appointment.