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How Long Can I Wait to File a No-Fault Personal Injury Protection (PIP) Claim?

Under State of Maryland insurance laws (namely MD Code, Insurance, § 19-508; Personal injury protection coverage — Payment of Benefits), the deadline to file your no-fault PIP claim is 12 months from the date of an injury-related traffic collision. After this one-year statute of limitations a victim of a Maryland automobile accident will be ineligible for PIP benefits. Although the statute of limitations for filing a personal injury lawsuit in Maryland is three years from the date of a traffic accident, the 12-month window for filing a PIP claim is critical for anyone seeking financial relief for their medical bills and other accident-related costs.

Because of the relatively smaller window for filing a PIP claim, this aspect of the law can trip up many auto accident policyholders, as well as some Maryland personal injury lawyers who may not fully understand the intricacies of our state’s insurance law. The attorneys and legal staff at Lebowitz & Mzhen, LLC, have years of experience helping car accident victims navigate our state’s auto insurance and legal system. Feel free to contact our law offices to learn more about your rights to compensation under the law.

Client Reviews
Throughout the process [of the motor vehicle collision case] you were available, responsive and up front. You were available for my questions, and my need for reassurance, and when the opportunity arose to better the outcome of my case, you did not shy away from the extra work. You have proven yourself to be an honest, realistic and caring advocate for the little guy in need. I will refer your firm to any who may be in similar need. John C.
I can't thank you enough for your efforts and dedication to resolving my case. I also want to thank you for your consistent professional manner, touched with that extra personal care that I sensed whenever we communicated. . . . You are a wonderful person and I wish you continued success. Again, thanks for everything. Hallie W.
I am proud to have had Lebowitz & Mzhen represent me in an automobile personal injury case I was involved with. Not only did they come through with a settlement worth far more than I thought possible, the entire office was always friendly, knowledgeable, and ready to answer any questions I had. Should an incident like this occur again, I will not hesitate to contact Lebowitz & Mzhen for their counsel, advice and representation, and I would wholeheartedly recommend them to anyone seeking honest and effective attorneys. Mark B.
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