How Long Can I Wait to File a No-Fault Personal Injury Protection (PIP) Claim?
Under State of Maryland insurance laws (namely MD Code, Insurance, § 19-508; Personal injury protection coverage — Payment of Benefits), the deadline to file your no-fault PIP claim is 12 months from the date of an injury-related traffic collision. After this one-year statute of limitations a victim of a Maryland automobile accident will be ineligible for PIP benefits. Although the statute of limitations for filing a personal injury lawsuit in Maryland is three years from the date of a traffic accident, the 12-month window for filing a PIP claim is critical for anyone seeking financial relief for their medical bills and other accident-related costs.
Because of the relatively smaller window for filing a PIP claim, this aspect of the law can trip up many auto accident policyholders, as well as some Maryland personal injury lawyers who may not fully understand the intricacies of our state’s insurance law. The attorneys and legal staff at Lebowitz & Mzhen, LLC, have years of experience helping car accident victims navigate our state’s auto insurance and legal system. Feel free to contact our law offices to learn more about your rights to compensation under the law.